Department Description:
Group Retail Credit is the Credit Policy Strategy Analytics unit for Retail Lending covering Personal Loans Auto Loans Credit Cards Mortgages Overdrafts and SME
Brief Description:
To be part of a team of Analysts Statisticians Database Managers in devising developing and enhancing MIS and analytical reports Build comprehensive data platform analytics pack for all Products
Detailed Description:
To be part of a team of Analysts Statisticians Database Managers in devising developing and enhancing MIS and analytical reports Build comprehensive data platform analytics pack for all Products
Job Requirements:
1 Responsible for tracking the retail portfolio quality with the incorporation of risk adjusted yield Setting acceptable thresholds that can withstand the quality of retail book
2 Assisting the maintenance of operational frameworks and tools that cater to the efficiency of credit life cycle
3 Scorecard implementation with appropriate score cut offs for Underwriting
4 Responsible for the credit bureau and other framework related repository
5 MIS reports and retail analytics
Additional Details:
Graduate or above
Statistical quantitative background
SAS and other statistical tools
Strong Analytical skills
Knowledge of retail asset banking products
Good Communication skills
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