Department Description:
EIRC is a centralized unit for providing decisions on cases beyond Tanfeeth ICS delegation authority for proposed retail lending applications EIRC shall ensure that effective Banks and IB Sharia compliance policies procedures to be followed in order to deliver quality service to internal and external customers
Brief Description:
To provide retail lending Financing facilities to EI clients as per EI policy and as per EI lending delegation authorities The aforesaid Assistant Manager has the required experience and underwriting judgment capabilities to provide an accurate and proper decision towards retail Lending Financing applications submitted by EI customers In addition to supporting and assisting EIRC Manager with day today managerial tasks
Detailed Description:
To evaluate a fair share of daytoday retail underwriting proposals above Tanfeeth limit received at EIRC end within the agreed TAT
Reviewing Remedial proposals and according to decisions with the agreed TAT
To ensure Employer evaluation is processed in a timely efficient and accurate manner within the agreed TAT
Maintaining a constant low error rate along with a satisfactory productivity level
Highlight weak points related to process internally and at Tanfeeth level and work closely with unit manager to enhance process further
Timely resolution of audit observations Ensure meeting deadlines for all internalexternal tasks and reporting
Assess and implement any recommendations made by internal or external auditors and action as deemed appropriate by senior management of EI
To review and assign Credit Delegation limit authority to RCO UWs as per the Analyst certification process
Ensure compliance to policy CB and highlight any issues
Highlight any Errors and Process lapses and ensure appropriate controls are implemented
To ensure effective resolution of all Customer Complaints from CX team and other tasks assigned within the stipulated time
To action any issue escalated by internal customers or staff without any delay
Innovate ideas to streamline systems processes
To assist the Unit Manager in smooth implementation of Projects which have been assigned
Ability to train new staff without any difficulty
Job Requirements:
Technical
Strong Knowledge of credit and financial analysis
Should be process oriented with excellent analytical skills with eye skills with eye for detail
Strong computerespecially MS Office skills
Managerial
Must be wellorganized and selfmotivated with excellent interpersonal and communication skills
Ability To Work Under Pressure
Team Management skills proactive qualities with higher level of interpersonal skills
Additional Details:
Thinking related
Logical thinkers
People related
Team Player with excellent Communication Interpersonal and Negotiation skills
Self related
Flexible Adaptable To Department Requirements
Fluency In Spoken And Written English And Preferably Arabic
Qualifications
AS Mentioned in the JD
Primary Location: United Arab Emirates-Dubai-Dubai - Health Care City, Emirates Islamic, Building 16
Job: Risk Management
Organization: Credit
Schedule: Regular
Shift: Standard
Job Type: Full-time
Day Job
Job Posting: Jan 3, 2023, 12:20:32 PM
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